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Here at Dr. Joe Terry and Associates, Inc., we provide outstanding eye care at a reasonable price. We genuinely listen to each patient, make the most of your time and ours, and improve our patients' lives every day.

About Us

About Us

We provide eye care for the whole family from our beautiful new office on Frederica St. With over 25 years of optometry experience in Owensboro, and backed by top-of-the-line technologies, our doctors ensure the best patient care for many eye health procedures, including but not limited to:

  • Eye examinations

  • Contact lens fittings

  • Cataract co-management

  • Glaucoma evaluations

  • Dry eye and allergy relief

  • Ocular disease referrals

  • Retinal disease referrals

  • Pre and post-operative care


Additionally, we accept most insurances, perform kindergarten enrollment eye exams, and accept medical office visits for eye infections and injuries.

Our Team

Our Team

Dr. Joe Terry

Dr. Joe Terry has lived almost his entire life in Owensboro, KY, attending Owensboro Catholic High School and then Kentucky Wesleyan College later. He received his optometry degree from Southern College of Optometry and has been providing eye care at his offices in Owensboro for over 25 years now.

Dr. Melissa Hay

Dr. Melissa Hay attended the University of Kentucky for her undergraduate. Later, she graduated from the University of Alabama, Birmingham, in 1993 and has practiced for over 25 years. She was drawn to optometry at a young age because she remembers her grandmother's struggles with vision problems.

Dr. Jodi Krahwinkel

Dr. Jodi Krahwinkel is a Hartford, KY native. She began her higher education at Kentucky Wesleyan College and graduated from Southern College of Optometry. She’s been practicing primary care optometry in Owensboro for over 25 years.

Eye Test Glasses

Our Services

Eye Exams

The classic eye exam process for determining eye health and your current prescription. We recommend most adults get one of these at least every 2 years. Our top-of-the-line equipment can reliably detect cataracts, glaucoma, and more before they become severe problems down the line.

Contact Lens

Whether you’ve already got contact lens experience or are just starting out, our contact lens exams ensure your new lenses are comfortable, your prescription is accurate, and they fit without issue.


LASIK stands for Laser-Assisted In Situ Keratomileusis and permanently alters the shape of your cornea to improve vision. It’s an outpatient surgical procedure, meaning you can have it completed and be home the same day. It corrects nearsightedness, farsightedness, and astigmatism and is an excellent option for anyone not wanting to rely on glasses or contact lenses.

Pediatric Eye Care

When it comes to children’s eye exams, the earlier, the better. Staying ahead of your child’s eye development is crucial because their formative years are the best time to course-correct any irregularities. Schedule a pediatric eye exam if your child has never had an eye exam or is experiencing any of the following vision-related symptoms: •Headaches •Eye rubbing •Covering one eye when trying to focus •Squinting •Excessive blinking

Kentucky Kindergarten School Eye Exams

We perform Kentucky Kindergarten School eye exams. According to Kentucky law, “All children 3, 4, 5, or 6 years of age entering public preschool, Head Start, or public school for the first time to have an eye examination by an optometrist or ophthalmologist no later than January 1 of the school year.” The main focus of this law is to detect strabismus and amblyopia, common eye conditions affecting 3-5% of all children. If caught early, they can be reversed.

Geriatric Eye Care

We recommend seniors 65 and older have a comprehensive eye exam every year. Beyond 65, eye tissue and structure change much more quickly, so prioritizing eye health becomes even more important.

Primary Care

Scheduling eye exams ahead of time can help maintain good eye health and ensure early detection of common eye ailments and diseases. Give us a call for your next eye exam. Keep your eyes healthy and your prescription current. Walk-ins welcome!

Dry Eye Treatments

Dry eye can cause all kinds of visual impairment and discomfort. Luckily, we offer dry eye consultations, providing the personalized treatment you need to alleviate your symptoms.

Eye Emergencies

If you’ve suffered an eye injury or a sudden vision change, call our office or walk in as soon as possible for an emergency visit. We commonly treat pink or red eye but can help with other urgent eye care needs.

Eye Disease Evaluations

Dr. Joe Terry and Associates, Inc.'s state-of-the-art eye equipment can detect and help diagnose various eye diseases. Cataracts •Cataracts are highly prevalent among older adults. A cataract occurs when the eye’s lens becomes clouded, usually resulting in blurry, foggy, or dulled color vision. Symptoms can be difficult to detect by yourself, so frequent comprehensive eye exams with your eye doctor are the best way to identify warning signs before they become more severe. Glaucoma •Another common eye disease among older adults, glaucoma occurs when pressure inside your eye damages the optic nerve. Usually, patients don’t notice symptoms until the disease develops enough to damage peripheral vision, so having a comprehensive eye exam is essential for early detection, prevention, and potential treatment.

Our Services

Asked Questions

  • What types of insurance do you take?
    We accept many of the most common insurance plans: · Eyemed · Blueview · Avesis · Spectera · Davis · All Medicaid plans in Kentucky · Medicare · And many more!
  • Should I call my optometrist or my primary care doctor if I think I have pink eye?
    Call us! We spend years in school and in practice learning the little subtleties between different eye infections. Allergies, bacterial, viral, and fungal infections all need to be treated differently, and we’re the experts at picking up on those subtleties!
  • I still have questions. What should I do?
    Give us a call and we are happy to answer any further questions you may have!
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Our Address


Opening Hours

Monday – Saturday  9AM – 5PM

Sunday    CLOSED

Located next to the Town Square Mall between to Zaxby's and Fazoli's
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